Carmen Cotto-Rivera
Real Estate Broker Salesperson

"Love Where You Live, and Live Where You Love"

Vylla Home 
office: 856-206-0413

Cell:  201-835-5650




   "Love Where You Live, and Live Where You Love"

Vylla Home - office: 856-206-0413

cell:  201-835-5650



Real Estate Broker Salesperson

Should I Stay or Should I Go?

Should I Stay or Should I Go?

How to Move Up with Ease Series

We all love our first home but eventually there comes a point when its time to move on.  Life changes and so do our needs and wants in a home.

When you are ready for a new home but also have one to sell or rent out, the stakes are much higher.

This time around, youve got more to think about, plan, and get rightthan when you bought your first home.

My 5-part weekly series is a how-toguide for moving up to your next home with as little stress as possible.   

Whether its your first time moving up or youve done it before, this series is a great resource.

First up, how do you decide if you should move or stay in your current home.

The Clash said it best in their hit song, ‘Should I Stay or Should I Go’ and that might be what you are feeling now that you’ve been in your home for a while, but how to know what the best decision is—should you stay or should you go?

Your cozy home now feels cramped. Your hip neighborhood now feels noisy. Your job and commute have now changed. Your oldest kid starts school next year. Your youngest kid graduated from college.

You change. Life changes.  And so do your needs and wants.

Moving can be a hard decision, both financially and personally, so determine if you’re truly ready for it.

Here’s what to consider before you start packing:

Your $$$ Situation

  • Equity in your home.  If you have owned your home for five or more years, then you should have substantial equity. This is when your investment pays off and you can use this equity toward the purchase of your next home!
  • Financial Outlook.  Your employment is steady, your income is improving, and your entire financial situation looks good now and down the road. This means three things: 1) You will get approved for a mortgage; 2) you can afford higher mortgage payments; and 3) you can own a more expensive, larger home.
  • Healthy Housing Market. If the market is stable or flourishing, then it’s a good time to sell your current home and buy a new one. Homes priced right will move and that’s good if you’re a seller. It’s better to avoid a sluggish time in the market. Your home could take a while to sell and who wants to drag it out and not get the price you were hoping for.

Your Needs & Wants

  • Location, Location, Location.  When you bought your current home, it probably felt like the perfect location for you,but maybe not now. So many variables go into what makes a good neighborhood for you and your family at this specific time.

It might not be a kid-friendly neighborhood and you want a better school district, or you changed jobs and now spend more time in the car, or maybe the neighborhood itself has changed.  Maybe your quiet street is now too busy. Perhaps you want a stronger community feel or a more walkable neighborhood.  Or you want a larger yard and more space between neighbors.

It all comes down to what you want now and where you picture yourself living. Plan to stay at your next home at least five years, and what your life is going to be like then.

  • Can’t or Won’t Remodel.  You love HGTV and can just imagine your home remodeled and updated with larger rooms, gleaming kitchen.  But you realize it’s only a fixer upper dream. Your yard is too small for an addition, you’re not zoned for it, or you just can’t live through the mess or cost. Plus, you never want to be the nicest house on the block.  Moving can provide you with more sanity, more room, and you can ditch the reconfiguring of the floor plan.
  • Space Invaders. You want to increase your home’s size since your family is growing OR you want to downsize since your kids are gone. Whatever the direction, you’ve realized the size and space of your home doesn’t work for you and your family anymore.

You want space for toys (yours and theirs!) and to say good-bye to cluttered, cramped rooms.  Or you don’t need 4 bedrooms anymore and want a more manageable home and yard. Space needs can change dramatically in a short period of time so plan accordingly for down the road.

  • Green Acres. Homeowners either love big yards or hate them. Have you figured out what you like?  Yard space can be a wonderful addition to your home — for entertaining friends, for kids, for dogs, for gardening, for just getting some fresh air.  Even a small patio or deck or even a nearby park may be what you are looking for next.

If you don’t want to mow every Saturday or don’t have enough privacy between you and your neighbor’s yard, and it’s nagging you. Every. Single. Day … then it’s time to move.

  • Life Changes You.  Where you live affects your life and vice versa … your life will affect where you should live. If you’re a growing family, a newly single mom, or empty nesters, you want a home that reflects you and your new needs.

A condo unit and all of its amenities were perfect for you when you were on the go with travel and work. But maybe you’re more settled now and ready for a townhome or single-family home to take care of and spend time in with family and friends.

Or maybe you were not “ready” for a single-family home and its responsibilities a few years back as a first-time buyer.  Now you’re a confident homeowner and you want your own space and yard and not deal with your condo’s rules anymore.

Sometimes you can anticipate upcoming life changes that will happen in the next few years. It’s good to be prepared and perhaps plan an earlier move, especially if the housing market is good and rates are low. Timing can make or break the affordability of certain homes.

As always, I love to hear from you and help you in any way I can.  Contact me (click here) if you’d like to talk more specifically about your situation and whether it’s best to stay or go.  I’ll always be honest with you and never just try to sell you another home.  Sometimes the home you already have is good enough with some tweaks and maybe my list of vendors, contractors and/or handymen can help you stay put!  

Next up in my series for week two is a must-read, or should we say a must-answer! What Move-Up Buyers Need to First Ask Themselves provides the questions that can lead you to your next home purchase.

Own A Home? Looking To Sell? Here Is What You Need To Know!

Hi, there!

I'm Carmen and I love helping first time home buyers, including Spanish speakers,  buyer their first home.  I also love helping sellers looking to move up or downsize to their next home.  Let me know how I can help you make your real estate goals come true. 

Let's Meet



921 Pleasant Valley Av
Suite 200
Mt. Laurel, NJ  08054

Buyers:  tips and advice on buying your first home

My Listings (and their stories)

Sellers: tips on home maintenance and prepping your home for sale 


schedule your free consultation

Hi, there!

I'm Carmen and I love helping first time home buyers make their first home more affordable and I love helping sellers looking to move up to their forever home. Let me know how I can help you make your real estate dreams come true. 

schedule your free consultation

Buyers:  tips and advice on buying your first home.

My Listings (and their stories)

Sellers: tips on home maintenance and prepping your home for sale