Carmen Cotto-Rivera
Real Estate Broker Salesperson

"Love Where You Live, and Live Where You Love"

Vylla Home 
office: 856-206-0413

Cell:  201-835-5650

NOW LICENSED IN PA!!!!

CARMEN COTTO-RIVERA

ESPAÑOL   

   "Love Where You Live, and Live Where You Love"

Vylla Home - office: 856-206-0413

cell:  201-835-5650

Paragraph

NOW LICENSED IN PA!!!!

Real Estate Broker Salesperson

Blog

Wildfires and Home Insurance – Do You Have Enough Coverage? With the news of wildfires in recent years, especially in the higher risk areas on the west coast, it may have made you wonder about your own home insurance policy – does it cover damage from wildfires?  Even though we do not live in a […]

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Little-Known First-Time Home Buyer Programs – County Level (New Jersey/Pennsylvania) If you are still wondering, or thinking, or contemplating about buying your first home and think you need a lot of money to buy, then you need to check out these little-known first-time home buying programs. I put together this series, with information of some […]

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How To Safeguard Your Home Against Wildfires There’s been a lot of news about wildfires lately, especially the latest in southern California.   Even though we live in an area that is not affected as in California, I wanted to put together this article to give you some advice on how to safeguard your home against […]

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Little-Known First-Time Home Buyer Programs – Federal and States Levels (New Jersey/Pennsylvania) If you are still wondering, or thinking, or contemplating about buying your first home and think you need a lot of money to buy, then you check out these little-known first-time home buying programs. I put together this series, with information of some […]

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Little-Known First-Time Home Buyer Programs – Intro to Series If you are still wondering, or thinking, or contemplating about buying your first home and think you need a lot of money to buy, then you check out these little-known first-time home buying programs. I put together this series, with information about some of these programs […]

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Still Thinking of Buying a Home in 2025? If you are still thinking about making a move this year, a few things to think about: If these things can be accomplished quickly, it can help minimize the current crises we are having – not enough houses for current buyers. As more details come out, I […]

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4 Home Renovation Projects That May Help With Your Taxes Were you aware that in the Inflation Reduction Act of 2022, homeowners can obtain additional federal income tax credits for energy-efficient improvements on home renovation/remodeling projects until 2032?  Yes, according to the National Association of the Remodeling Industry (NARI).     They recommend upgrading these projects […]

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Is 2025 The Year to Buy A Home? If you or anyone you know has been wanting to buy a home but sat it out last year because of interest rate increases, lack of inventory, or life got in the way some other way, this could be the year. Buying a home is a big […]

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How to Buy Your First Home with a Renovation Loan As a first-time home buyer, did you know that you can buy a home, renovate it, and move in – all with just one mortgage?   You just may be able to!  One of these loans is called an FHA 203k Loan.  When there are not […]

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My First Client – A Wild Adventure! I’ve been in real estate for many years.  I have always remembered my first real estate client.  It was an unforgettable experience that I would like to share to let you know how I can help you or anyone you might introduce to me. I helped “Mary” (not […]

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