Carmen Cotto-Rivera
Real Estate Broker Salesperson

"Love Where You Live, and Live Where You Love"

Vylla Home 
office: 856-206-0413

Cell:  201-835-5650

NOW LICENSED IN PA!!!!

CARMEN COTTO-RIVERA

ESPAÑOL   

   "Love Where You Live, and Live Where You Love"

Vylla Home - office: 856-206-0413

cell:  201-835-5650

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NOW LICENSED IN PA!!!!

Real Estate Broker Salesperson

What You Need To Know Before Buying Your First Home!

Top 5 Things to Look for in a Home Do you know what you need to look out for when buying a home? If not, here are the top 5 things you need to consider so you can quickly move on to the next listing and not have any regrets. 1)     Location and Neighborhood No […]

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Why Are There No Homes On The Market? (And What to Do About It) If you are presently looking for a home (or thinking about starting to look) you might notice that there are not many for sale – or what we call “low inventory”. With hardly any homes on the market, you might be […]

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What’s the Difference Between a Condo and Co-op? Are you a little confused about the difference between a condominium and a cooperative? You’re not alone. It’s easy to be confused since co-ops and condos do look similar from the outside, even have some of the same amenities, and day-to-day living is pretty comparable.  However, they […]

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What Is Title Insurance (and why do I have to pay for it when I buy a home)? You’re in the market to buy a home and up pops “title insurance” in the buying process. Are you stumped and not sure exactly why you need to get it? Here’s a Q&A that should clear up […]

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The 6 Biggest Mistakes to Avoid When Buying Your First Home It’s both exciting and a little scary to buy your [first or next or…] home. That feeling of nervousness and not knowing what to expect is normal!  That’s why it’s important to have a strategy from start to finish if you want to find […]

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How To Prepare Now to Buy a Home Later Buying a home takes a lot of preparation and planning. It’s important to get your finances in order and other tasks done before you even start house hunting! Keep in mind that this early stage of the buying process doesn’t happen overnight. It takes time on […]

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The Lowdown on Loans – What Determines Your Mortgage Rate? Understanding mortgage loans and interest rates can be confusing and frustrating for many homebuyers. It doesn’t help that most advertised rates are just a marketing ploy to lure you in! In fact, a lender looks at several factors to determine an interest rate based on […]

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What You Need to Know About Escrow Accounts Whether you’re a longtime homeowner or a newbie, don’t forget to monitor your escrow account if your lender required one when you took out your mortgage. You want to avoid any pitfalls since it’s still your money (and your home!). Here’s a rundown of why you should […]

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VA Loans Help Military Homebuyers VA (Veteran Administration) loans are a great loan option for those who have served our country. These loans backed by the U.S. Department of Veterans Affairs, provide an affordable way for many military families to own their own home – and a way to say thank you for your service! […]

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Should You Use 401k Money for a Down Payment? Did you know that you can borrow money to buy a home from yourself if you have a 401k retirement plan? Getting a 401k loan is one way to get additional money toward a down payment.  It’s a lump sum of money that is already yours […]

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