Carmen Cotto-Rivera
Real Estate Broker Salesperson

"Love Where You Live, and Live Where You Love"

Vylla Home 
office: 856-206-0413

Cell:  201-835-5650

NOW LICENSED IN PA!!!!

CARMEN COTTO-RIVERA

ESPAÑOL   

   "Love Where You Live, and Live Where You Love"

Vylla Home - office: 856-206-0413

cell:  201-835-5650

Paragraph

NOW LICENSED IN PA!!!!

Real Estate Broker Salesperson

What You Need To Know Before Buying Your First Home!

What You Need to Know About Escrow Accounts Whether you’re a longtime homeowner or a newbie, don’t forget to monitor your escrow account if your lender required one when you took out your mortgage. You want to avoid any pitfalls since it’s still your money (and your home!). Here’s a rundown of why you should […]

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VA Loans Help Military Homebuyers VA (Veteran Administration) loans are a great loan option for those who have served our country. These loans backed by the U.S. Department of Veterans Affairs, provide an affordable way for many military families to own their own home – and a way to say thank you for your service! […]

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Should You Use 401k Money for a Down Payment? Did you know that you can borrow money to buy a home from yourself if you have a 401k retirement plan? Getting a 401k loan is one way to get additional money toward a down payment.  It’s a lump sum of money that is already yours […]

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How to Get the Best Interest Rate for YOU How to Get the Best Mortgage Series – Week 9 When it comes to getting a mortgage, it’s easy to focus on the interest rate.  But, if you only focus on the interest rate, you might be missing some “hidden” fees that makes getting that interest […]

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Should You or Shouldn’t You Avoid PMI? How to Get the Best Mortgage Series – Week 8 Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it productive and successful. This week you’ll […]

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Buy AND Renovate with One 203(k) Loan How to Get the Best Mortgage Series – Week 7 Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it productive and successful. This week you’ll […]

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ARMs – Might Be a Good Mortgage Option for You How to Get the Best Mortgage Series – Week 6 Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it productive and successful. […]

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Write-Offs Uncle Sam Wishes You’d Forget As a homeowner, you can benefit from tax breaks that can shave thousands of dollars off from your IRS bill each year, which could mean a higher refund check.  Since it’s that time of year we are all gathering our documents and working on getting our taxes in asap, […]

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Why the Interest Rate You See Online Is NOT the One You’ll Get How to Get the Best Mortgage Series – Week 5 Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it […]

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How Your Credit Score Can Impact Loan Options How to Get the Best Mortgage Series – Week 4 Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it productive and successful. This week […]

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