Carmen Cotto-Rivera
Real Estate Broker Salesperson

"Love Where You Live, and Live Where You Love"

Vylla Home 
office: 856-206-0413

Cell:  201-835-5650

NOW LICENSED IN PA!!!!

CARMEN COTTO-RIVERA

ESPAÑOL   

   "Love Where You Live, and Live Where You Love"

Vylla Home - office: 856-206-0413

cell:  201-835-5650

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NOW LICENSED IN PA!!!!

Real Estate Broker Salesperson

Own A Home? Looking To Sell? Here Is What You Need To Know!

Why You Should Know Your Exact Credit Score Are you giving your credit score the attention it deserves? If you’re even thinking about buying a home or refinancing your current one in the near future, then you need to show it some love.  Make sure you understand the ins and outs of your score and […]

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Should You Get a Home Equity Loan or HELOC? As a homeowner, you should have gained some equity in your home since living there and paying your mortgage down.   Have you ever considered using this equity to finance some of your needs if you don’t have the cash flow? A home equity loan or line […]

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How Accurate Is Your Home’s Online Estimate? Who hasn’t checked out online real estate sites for price estimates of their own home, a neighbor’s home, or even a beach house when on vacation?  Most of us are guilty as charged! It’s easy to see why these sites and apps are tempting to use since buyers […]

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How to Challenge Your Property Tax Assessment Homeowners like to see their home increase in value — it means you made a good decision purchasing this property. Kudos to you! But before you start high-fiving about how much your home is worth, you might want to take a closer look at your tax assessment. Remember […]

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Four Ways to Finance Your Renovation You love your neighborhood and everything about where you live, but you wish you could make some changes to your home.  You’re not alone with this thinking. But many homeowners don’t move forward since they believe that financing and lack of cash is a roadblock for them when it […]

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Local Programs Make Planting a Tree Easy and Economical In this 3-part series, “Greening Your Home”, you’ll learn ways to make your home more energy-efficient while also saving you money in the long run. Caring about the environment and being “green” can be easier than you think as a homeowner. You can start today! Here’s the […]

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8 Ways to Save Energy At Home In this 3-part series: “Greening Your Home”, you’ll learn ways to make your home more energy-efficient while also saving you money in the long run. This second article lists some simple ways you can save energy in your home. Caring about the environment and being “green” can be […]

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Why Every Homeowner Should Do an Energy Audit In this 3-part series, Greening Your Home, you’ll learn ways to make your home more energy-efficient while also saving you money in the long run.  In this first article, you’ll learn why energy audits can help you solve some of your home’s energy dilemmas.  Caring about the […]

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Write-Offs Uncle Sam Wishes You’d Forget As a homeowner, you can benefit from some tax breaks that can make your home more affordable, with thousands of dollars shaved off from your IRS bill each year.   It’s a benefit I’d like to remind you about! Read over the list below to see what could pertain to […]

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Spring Cleaning Must Do’s Inside and Out Your home needs to get some loving care once early spring arrives.  Both the inside and outside could use a good once-over to make it look its best and keep it well-maintained. Take the time to schedule some must-do tasks so you can fully enjoy your home and […]

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