Carmen Cotto-Rivera
Real Estate Broker Salesperson

"Love Where You Live, and Live Where You Love"

Vylla Home 
office: 856-206-0413

Cell:  201-835-5650

NOW LICENSED IN PA!!!!

CARMEN COTTO-RIVERA

ESPAÑOL   

   "Love Where You Live, and Live Where You Love"

Vylla Home - office: 856-206-0413

cell:  201-835-5650

Paragraph

NOW LICENSED IN PA!!!!

Real Estate Broker Salesperson

Blog

3 Common Mistakes that Lower Credit Scores Whether you know it or not, there might be things you are doing that can effect your credit score for the worse.   Even if you aren’t buying a home anytime soon, you don’t want to be surprised by your credit score when you want to buy a car […]

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Q and A: The 3 Questions Most Asked by Past Clients I believe my job doesn’t end at the closing table, and I want to be your resource for all things real estate related even after you move into your first home. Below are the questions asked most by past clients who have bought a […]

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When SHOULD You Pay Down Your Mortgage? In the previous article, we discussed why paying down your mortgage might not be the right choice for many homeowners since you could use any extra cash in higher return investments or maintain easier access to these funds than being tied up in your home. However, there are […]

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Don’t Pay Down Your Mortgage! At first thought, it may seem logical to take any extra money you might have (thank you work bonus!) and pay down your mortgage. Seems like a good idea on the surface, but let’s dive deeper and see if it’s right for YOU. Tackling mortgage debt on the fast track […]

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Why You Should Know Your Exact Credit Score Are you giving your credit score the attention it deserves? If you’re even thinking about buying a home or refinancing your current one in the near future, then you need to show it some love.  Make sure you understand the ins and outs of your score and […]

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Should You Get a Home Equity Loan or HELOC? As a homeowner, you should have gained some equity in your home since living there and paying your mortgage down.   Have you ever considered using this equity to finance some of your needs if you don’t have the cash flow? A home equity loan or line […]

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How Accurate Is Your Home’s Online Estimate? Who hasn’t checked out online real estate sites for price estimates of their own home, a neighbor’s home, or even a beach house when on vacation?  Most of us are guilty as charged! It’s easy to see why these sites and apps are tempting to use since buyers […]

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How to Challenge Your Property Tax Assessment Homeowners like to see their home increase in value — it means you made a good decision purchasing this property. Kudos to you! But before you start high-fiving about how much your home is worth, you might want to take a closer look at your tax assessment. Remember […]

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Four Ways to Finance Your Renovation You love your neighborhood and everything about where you live, but you wish you could make some changes to your home.  You’re not alone with this thinking. But many homeowners don’t move forward since they believe that financing and lack of cash is a roadblock for them when it […]

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Local Programs Make Planting a Tree Easy and Economical In this 3-part series, “Greening Your Home”, you’ll learn ways to make your home more energy-efficient while also saving you money in the long run. Caring about the environment and being “green” can be easier than you think as a homeowner. You can start today! Here’s the […]

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