Carmen Cotto-Rivera
Real Estate Broker Salesperson

"Love Where You Live, and Live Where You Love"

Vylla Home 
office: 856-206-0413

Cell:  201-835-5650

NOW LICENSED IN PA!!!!

CARMEN COTTO-RIVERA

ESPAÑOL   

   "Love Where You Live, and Live Where You Love"

Vylla Home - office: 856-206-0413

cell:  201-835-5650

NOW LICENSED IN PA!!!!

Real Estate Broker Salesperson

Blog

Little-Known First-Time Home Buyer Programs – County Level (New Jersey/Pennsylvania) If you are still wondering, or thinking, or contemplating about buying your first home and think you need a lot of money to buy, then you need to check out these little-known first-time home buying programs. I put together this series, with information of some […]

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How To Safeguard Your Home Against Wildfires There’s been a lot of news about wildfires lately, especially the latest in southern California.   Even though we live in an area that is not affected as in California, I wanted to put together this article to give you some advice on how to safeguard your home against […]

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Little-Known First-Time Home Buyer Programs – Federal and States Levels (New Jersey/Pennsylvania) If you are still wondering, or thinking, or contemplating about buying your first home and think you need a lot of money to buy, then you check out these little-known first-time home buying programs. I put together this series, with information of some […]

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Little-Known First-Time Home Buyer Programs – Intro to Series If you are still wondering, or thinking, or contemplating about buying your first home and think you need a lot of money to buy, then you check out these little-known first-time home buying programs. I put together this series, with information about some of these programs […]

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Still Thinking of Buying a Home in 2025? If you are still thinking about making a move this year, a few things to think about: If these things can be accomplished quickly, it can help minimize the current crises we are having – not enough houses for current buyers. As more details come out, I […]

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4 Home Renovation Projects That May Help With Your Taxes Were you aware that in the Inflation Reduction Act of 2022, homeowners can obtain additional federal income tax credits for energy-efficient improvements on home renovation/remodeling projects until 2032?  Yes, according to the National Association of the Remodeling Industry (NARI).     They recommend upgrading these projects […]

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Is 2025 The Year to Buy A Home? If you or anyone you know has been wanting to buy a home but sat it out last year because of interest rate increases, lack of inventory, or life got in the way some other way, this could be the year. Buying a home is a big […]

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How to Buy Your First Home with a Renovation Loan As a first-time home buyer, did you know that you can buy a home, renovate it, and move in – all with just one mortgage?   You just may be able to!  One of these loans is called an FHA 203k Loan.  When there are not […]

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My First Client – A Wild Adventure! I’ve been in real estate for many years.  I have always remembered my first real estate client.  It was an unforgettable experience that I would like to share to let you know how I can help you or anyone you might introduce to me. I helped “Mary” (not […]

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Buying a Foreclosed Home In a market where there are not a lot of homes for sale, I often get asked from my first time home buyers, “should I buy a foreclosed home?”    Well, it depends.    I’ve been selling foreclosures for over 10 years, representing the seller, and here is what I explain to my […]

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