The 6 Biggest Mistakes to Avoid When Buying Your First Home It’s both exciting and a little scary to buy your [first or next or…] home. That feeling of nervousness and not knowing what to expect is normal!  That’s why it’s important to have a strategy from start to finish if you want to find […]

How To Prepare Now to Buy a Home Later Buying a home takes a lot of preparation and planning. It’s important to get your finances in order and other tasks done before you even start house hunting! Keep in mind that this early stage of the buying process doesn’t happen overnight. It takes time on […]

The Lowdown on Loans – What Determines Your Mortgage Rate? Understanding mortgage loans and interest rates can be confusing and frustrating for many homebuyers. It doesn’t help that most advertised rates are just a marketing ploy to lure you in! In fact, a lender looks at several factors to determine an interest rate based on […]

What You Need to Know About Escrow Accounts Whether you’re a longtime homeowner or a newbie, don’t forget to monitor your escrow account if your lender required one when you took out your mortgage. You want to avoid any pitfalls since it’s still your money (and your home!). Here’s a rundown of why you should […]

VA Loans Help Military Homebuyers VA (Veteran Administration) loans are a great loan option for those who have served our country. These loans backed by the U.S. Department of Veterans Affairs, provide an affordable way for many military families to own their own home – and a way to say thank you for your service! […]

Should You Use 401k Money for a Down Payment? Did you know that you can borrow money to buy a home from yourself if you have a 401k retirement plan? Getting a 401k loan is one way to get additional money toward a down payment.  It’s a lump sum of money that is already yours […]

How to Get the Best Interest Rate for YOU How to Get the Best Mortgage Series – Week 9 When it comes to getting a mortgage, it’s easy to focus on the interest rate.  But, if you only focus on the interest rate, you might be missing some “hidden” fees that makes getting that interest […]

Should You or Shouldn’t You Avoid PMI? How to Get the Best Mortgage Series – Week 8 Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it productive and successful. This week you’ll […]

Buy AND Renovate with One 203(k) Loan How to Get the Best Mortgage Series – Week 7 Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it productive and successful. This week you’ll […]

ARMs – Might Be a Good Mortgage Option for You How to Get the Best Mortgage Series – Week 6 Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it productive and successful. […]