Carmen Cotto-Rivera
Real Estate Broker Salesperson

"Love Where You Live, and Live Where You Love"

Vylla Home 
office: 856-206-0413

Cell:  201-835-5650

NOW LICENSED IN PA!!!!

CARMEN COTTO-RIVERA

ESPAÑOL   

   "Love Where You Live, and Live Where You Love"

Vylla Home - office: 856-206-0413

cell:  201-835-5650

Paragraph

NOW LICENSED IN PA!!!!

Real Estate Broker Salesperson

What You Need To Know Before Buying Your First Home!

Step-by-Step to Your New Home with my Weekly Series “Home Buying 101: Everything You Didn’t Know You Needed To Know About Buying Your First Home” If you’ve been thinking about buying a home and are just not sure of the steps involved or even where to start, then my new weekly series Home Buying 101: […]

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How Much Do You Really Need for a Down Payment How to Get the Best Mortgage Series – Week 3 Follow this series to learn how to get the best mortgage for your specific financial situation and goals. You’ll see what steps you need to take throughout this process to make it productive and successful. […]

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How Much Can You Really Afford Each Month? How to Get the Best Mortgage Series – Week 2 Follow this series to learn how to get the best mortgage for your specific financial situation and goals.  You’ll see what steps you need to take throughout this process to make it productive and successful! It’s all […]

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What to Say When You First Contact a Lender How to Get the Best Mortgage Series – Week 1 Follow this series to learn how to get the best mortgage for your specific financial situation and goals.  You’ll see what steps you need to take throughout this process to make it productive and successful! This […]

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  How’s The Real Estate Market in South Jersey and PA? – Winter 2024 Update! Now that the cold winter is in full swing, it is a good time to check out how the current market is doing in our South Jersey and Pennsylvania areas.   While you are involved in your winter activities, such shoveling […]

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The 10 “Credit Score” Commandments How to Get Your Credit Score Up — Week 4 This series shines a light on the importance of your credit score when buying a home. Most buyers need to take out a mortgage, and that’s when your finances become an open book. Lenders will need to gauge if you’re […]

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3 Common Mistakes that Lower Credit Scores How to Get Your Credit Score Up — Week 3 Having a high credit score is important all the time, whether you are buying a home anytime soon or not.  Your FICO score and credit report are so vital to getting any type of loan, and this series […]

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How To Prepare Now to Buy a Home In This New Year Buying a home takes a lot of preparation and planning. It’s important to get your finances in order and other tasks done before you even start house hunting! Keep in mind that this early stage of the buying process doesn’t happen overnight. It […]

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Demystifying Your Credit Score How to Get Your Credit Score Up — Week 2 Having a high credit score is important all the time, whether you are buying a home anytime soon or not.  Your FICO score and credit report are so vital to getting any type of loan, and this series will give you […]

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Why Having a Credit Card Helps Your Credit Having a high credit score is important all the time, whether you are buying a home anytime soon or not.  Your FICO score and credit report are so vital to getting any type of loan, and this series will give you the financial strategies you need to […]

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